Health InsuranceFor IndividualsWe work directly with our clients to review all existing and available plans. We thoroughly explain each plan so that our clients can make an informed decision concerning their medical insurance without any surprises down the road. Our office will administer the entire application and approval process. Once you’ve been enrolled, we’ll continue to monitor your plan and reach out to you as needed. Call us today to learn how we can help you.For GroupsWe work to help your business run as efficiently as possible. Our agency can help by assuming the human resources role of your company. We work to fully explain all medical insurance coverage available on an employer and employee level. From helping with new enrollment and termination, to COBRA assistance and more, our agency is fitted to handle nearly all your company’s human resources needs. Call Tony Uccelli Agency today to let our insurance experts go to work for you.Additional Areas of Expertise:Life InsuranceEnsure that your family is provided for in the event of your passing with a Life Insurance Plan. Term Life Insurance Plans generally provide the most affordable method to purchase a substantial death benefit for individuals. We have access to all the top-carriers, and can construct plans with rates that are locked for 10-30 years. For clients with permanent insurance needs, we can design universal-life coverage which you cannot outlive. Emphasis can be placed on cash growth and/or death benefit longevity. To learn more about a life insurance plan and how it can help you, call our Agency today.Business InsuranceOur Agency can help business owners plan for their future with:Buy/Sell plans – to provide liquidity in the event an owner passesKey Person Insurance – provides funding so the business can recover and retrain in the event of loss of key man, central to the operationExecutive Compensation – Allows key individuals to defer compensation on a tax-favored basis, without all the requirements of Erisa-qualified retirement plans.Estate PlanningEstate tax law has been constantly changing in recent years, yet this area should be of major concern to individuals with assets exceeding current exemptions. We help clients construct programs that:Help avoid/reduce estate taxationProvide estate liquidity – so survivors are not required to sell other assetsMedicare SupplementsFor those times when your Medicare does not cover all of your expenses, you can purchase Medicare Supplements insurance. Medicare Supplement Insurance is available to individuals enrolled in part A and part B Medicare. Some employers may provide Medicare Supplement plans to their retirees. To find out more about Medicare Supplement plans, call Tony Uccelli Agency today.Long Term Care InsurancePeople are living longer than ever. Will your traditional insurance plan cover your needs when you’re in need? Long Term Care Insurance can help provide the cost of long term care beyond a predetermined period. Long-term care insurance generally covers home care, assisted living, adult daycare, respite care, hospice care, nursing home and Alzheimer's facilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed.Disability InsuranceIf you are injured and unable to work, Disability Insurance will provide the income you and your family need. Statistics show that a disabling accident occurs once every second in the United States. Whether you are self employed, or your employer does not provide benefits, you need to protect yourself and your family with Disability Insurance. Call Tony Uccelli Agency today to learn more about Disability Insurance and how its benefits can help you and your family.